Home loans, without the chase.
Compare 50+ lenders, get pre-approved in 24 hours and track every step from one app. Free for buyers.
- No hard credit enquiry
- Data never sold
- Support 7 days
- SBI
- HDFC Bank
- ICICI Bank
- Axis Bank
- LIC HFL
- Bajaj Housing
Why buyers choose us
Less paperwork. Better rates.
50+ lenders compared
Banks and housing finance companies, ranked by what you'll actually pay.
₹0
fee for buyers
Pre-approval in 24 hours
An in-principle sanction you can shop with, without a hard credit enquiry.
24 h
to a decision
Upload documents once
One checklist for your lender, shared securely. Your agent sees progress too.
7
documents, typically
Property check
1 in 5 loans fail on the property.
Check yours before you pay the token. We look at it the way a lender will.
- RERA registration and builder approvals
- Which lenders have the project on their list
- Realistic loan amount for this property
FAQ
Questions buyers ask.
What does a property financability check tell me?
Whether banks are willing to lend against a specific property. Lenders screen RERA registration, builder approvals, clear title, and their own internal project lists before approving any loan. A property can fail these checks even when your income and credit score are strong — which is why we check the property first, before you pay a token amount.
Will checking my eligibility affect my credit score?
No. The financability check and eligibility estimate use the details you share with us — we do not run a hard enquiry on your credit report. A hard enquiry happens only when you formally apply with a lender you have chosen.
Is RERA registration enough to guarantee a home loan?
No. RERA registration is necessary for most under-construction projects, but each bank also keeps its own approved project list, checks the builder's track record, and verifies title documents. A RERA-registered project can still be refused by some lenders — our report shows which lenders accept the specific project.
What documents do I need for a home loan?
Salaried buyers: PAN, Aadhaar, last 3 months' salary slips, 6 months' bank statements, and Form 16. Self-employed buyers need 2–3 years of ITRs and financial statements instead of salary slips. On the property side: sale agreement, title documents, and the approved building plan. We give you the exact checklist for your chosen lender.
How much loan can I get on my salary?
Most lenders cap your total EMIs at 50–60% of net monthly income and lend up to 75–90% of the property value depending on loan size. The exact figure depends on existing EMIs, your employer category, and the lender's policy — your report shows the realistic amount for your profile, not a generic calculator estimate.
What does Taksh Fin charge home buyers?
Nothing. The property check and lender matching are free for buyers. We earn a referral fee from the lender when a loan is disbursed — the standard commission they pay any sourcing channel. It does not change your interest rate or fees.