Taksh Fin Resources

Home Loan Resources

Expert guides to help you navigate home finance in India

Home Loans

Home Loan Eligibility in India: Complete 2025 Guide

Find out exactly what banks look at before approving your home loan — income, CIBIL score, employment type, and more.

6 min read·Taksh Fin Team·21 May 2026

Home Loans

Fixed vs Floating Interest Rate: Which Home Loan Is Better for You?

The wrong choice between fixed and floating rates could cost you lakhs over your loan tenure. Here's how to decide.

5 min read·Taksh Fin Team·21 May 2026

Credit & Finance

How to Improve Your CIBIL Score Before Applying for a Home Loan

A low CIBIL score is the #1 reason home loans get rejected. Here are proven steps to raise your score in 3–6 months.

7 min read·Taksh Fin Team·21 May 2026

Government Schemes

PMAY 2025: How to Avail a Subsidised Home Loan Under Pradhan Mantri Awas Yojana

First-time buyers can get interest subsidies of up to ₹2.67 lakh under PMAY. Here's who qualifies and how to apply.

6 min read·Taksh Fin Team·21 May 2026

Home Loans

Home Loan Balance Transfer: Save Lakhs by Switching Your Lender

If your existing home loan rate is 0.5% or more above current market rates, a balance transfer could save you significant money.

5 min read·Taksh Fin Team·21 May 2026

Buying Guide

Stamp Duty and Registration Charges in India: A Buyer's Complete Guide

Stamp duty and registration can add 5–8% to your property cost. Know what to expect state by state before you finalise.

5 min read·Taksh Fin Team·21 May 2026

Tax & Finance

Home Loan Tax Benefits: How to Maximise Deductions Under 80C and 24(b)

A home loan can save you up to ₹3.5 lakh in taxes annually. Here's exactly how to claim every deduction available.

7 min read·Taksh Fin Team·21 May 2026

Home Loans

Pre-Approved Home Loan: Why You Should Get One Before You Start House Hunting

A pre-approval tells you exactly how much you can borrow — and makes sellers take your offer seriously.

4 min read·Taksh Fin Team·21 May 2026

Credit & Finance

10 Reasons Home Loans Get Rejected — and How to Fix Each One

Understanding why loans get rejected lets you fix the exact issue before re-applying — saving months of delay.

8 min read·Taksh Fin Team·21 May 2026

Buying Guide

Ready to Move vs Under Construction Property: The Complete Comparison

Both have real advantages. The right choice depends on your timeline, risk tolerance, and tax situation.

6 min read·Taksh Fin Team·21 May 2026

Buying Guide

First-Time Homebuyer's Complete Guide to Getting a Home Loan in India

From eligibility check to keys in hand — a step-by-step guide to the entire home loan process for first-time buyers.

8 min read·Taksh Fin Team·21 May 2026

NRI

NRI Home Loans: A Complete Guide for Non-Resident Indians Buying Property in India

NRIs can get home loans in India with some additional requirements. Here's everything you need to know.

7 min read·Taksh Fin Team·21 May 2026

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